Love a piece but not ready to take it home today? Our layaway program lets you reserve any item in our showroom with a 20% down payment and pay off the balance over 90 days — no credit check required.
How It Works
Choose your piece in our showroom and let a team member know you’d like to put it on layaway.
Pay the $10 account setup fee plus 20% down to open your layaway account and reserve the item.
Make payments at your own pace within the 90-day term until the full balance is paid.
Pick up your furniture promptly once the full purchase price is paid. A $10/week storage fee applies for any item not picked up after full payment.
Program Terms & Fees
$10
Account Setup Fee
Non-refundable, due at time of reservation
20%
Down Payment Required
Due at the time of reservation to hold your item
90
Day Term
Full balance must be paid within 90 days
$25
Restocking Fee
Applied if layaway is cancelled or not fulfilled within the 90-day term
$10/week
Storage Fee
Charged weekly for any fully paid item not yet picked up from our showroom
Sales Tax Policy
In accordance with Alabama sales tax law, sales tax is not collected until the layaway transaction is complete — meaning the full purchase price has been paid and the item has been delivered to you.
Title to the goods passes to the purchaser only upon full payment and delivery. Until that point, the item remains the property of Sofas4Less.
If you cancel your layaway: You are entitled to a refund of all payments made, excluding the $10 account setup fee and the $25 restocking fee. Because title never transferred and the item was never delivered, this is not considered a "return" under Alabama law.
No sales tax will be due on a cancelled layaway transaction, and any previously collected tax will be credited accordingly.
Ready to Reserve?
Visit us in the showroom or give us a call and we’ll get your layaway account set up right away. Our team is happy to walk you through the process.
Layaway terms subject to change. Fees are non-negotiable. All layaway agreements are governed by applicable Alabama state law. For questions, contact us at appointments@sofas4less.store.